Our thoughts and prayers go out to four families that are mourning loved ones after a fatal car crash in Plant City last week.  According to WESH.com, Rolando Silva lost control of his BMW, and crashed head-on into a Joseph Vizcarrondo’s Cadillac, in which Lauren Phillips and Jenna Kelly were riding as passengers.  Everyone involved the crash perished.

As Florida accident attorneys, we know that families faced with such a sudden and tragic loss often have questions.  Most non-lawyers know nothing about the Florida Wrongful Death Act, and most have little familiarity with Florida automobile insurance polices, insurance law, or specifically, Uninsured Motorist coverage.

Media reports appear to place fault with Mr. Silva.  If that is accurate, then the survivors of each person traveling in the Cadillac would have claims against Mr. Silva.  Hopefully Mr. Sliva carried sizable bodily injury liability policy limits in order to fairly compensate the victims.  If Mr. Vizcarrondo shared fault for causing the crash, then Ms. Silva, Ms. Phillips, and Ms. Kelly might also have bodily injury liability claims against him.

In the event that there is not sufficient bodily injury liability coverage available, each family will want to ask about Uninsured Motorist coverage.  They will want to find out if their deceased family member carried Uninsured Motorist coverage on any car that he or she owned.  Additionally, family members will want to find out if any of the decedents was a resident relative of anyone who carried Uninsured Motorist coverage.

Most people do not realize that it is possible to access Uninsured Motorist benefits, even if the coverage wasn’t in your name, and even though you didn’t pay anything for it.  Any experienced personal injury attorney who handles car accident cases will know the proper way of pursuing these benefits, because insurance companies typically do not volunteer that these benefits might be available.

If you have any questions regarding a Florida car accident, or Uninsured Motorist coverage, please call Winter Park personal injury attorneys Kim Cullen and Robert Hemphill at 407-644-4444.  Or get a FREE copy of our Florida automobile accident book, “Asleep At The Wheel.”

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