Uninsured Motorist Coverage Could be Critical in a Florida Motorcycle Accident Case

We have a number of videos where we discuss the importance of uninsured motorist coverage. Uninsured motorist coverage is an optional coverage that protects you when you are injured by someone who is an uninsured motorist or has little to no bodily injury liability coverage. 

Uninsured motorist coverage can take effect in a number of different accidents. For example, if you are rear-ended by an uninsured or underinsured motorist, injured as a passenger in someone else’s vehicle or you are injured in a motorcycle accident, you can use your uninsured motorist coverage to help pay your expenses and intangible damages if the at-fault driver doesn’t have enough insurance. Many consumers often don’t realize that motorcyclists can use their uninsured motorist coverage even if they don’t have the coverage on their motorcycle. As long as they have uninsured motorist coverage on one of their vehicles you can access it no matter what vehicle or motorcycle you are injured in. 

Uninsured motorist coverage doesn’t just cover medical bills like personal injury protection coverage and medical payments. It also covers pain and suffering, disfigurement and impairment – intangible damages which is why we highly recommend uninsured motorist coverage for motorcyclists.