We represent a lot of car accident victims all over the state of Florida and have had many clients ask us what a PIP deductible is. When you’re involved in a car accident in the state of Florida, you have what is called Personal Injury Protection (PIP) insurance which covers all medical expenses no matter who was at fault for the accident.  

How To Sign Up For PIP?

When you sign up for the car insurance you elect to have either a $500 or $1,000 deductible. This deductible will make your insurance premiums cheaper, but will cost you up front when you are involved in a car accident. A PIP deductible must be paid out of your pocket before your insurance company will start paying any of your medical bills.  

Luckily, most doctor’s will allow car accident victims and their attorneys to pay this deductible at the end of their lawsuit so they don’t have to come up with the money to start their medical treatment.  

If you have any questions about PIP deductible, call Florida personal injury attorneys Kim Cullen and Robert Hemphill at 407-254-4901, or text them at 407-644-4444.  Consultations are always free, 100% confidential, and without obligation.


Kim Cullen
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Central Florida Personal Injury and Wrongful Death Attorney
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